Top 10 Lists

There are certain things which you need to look before claiming your car insurance. These include the ten fundamental things listed below.

1. Who did I have an accident with?

If unfortunately you have encountered an accident, keep your mind open and figure out the other party which was involved in the accident and don’t let them run away. Try to get their phone numbers, address, driving license, date of birth etc. Try to get as much of information as you can about the party so that your claim can be settled in a short time by the insurance company.

2. Look for any witness:

Try to locate that whether there was any witness present at the spot, if there was any, get as much of information as you can and let the insurance company know of the observer.

3. Were the police called?

Be sure in remembering the name or report number of the officer that was on the spot, otherwise the insurance companies will take several months in order to investigate the issue.

4. What kind of vehicles were involved in the accident?

Try to come up with all the details of the cars which were involved in the accident such as year, model, and license number etc of each car.

5. Where did this happen?

Figure out each and every thing about the location of the accident, such as how many lanes were there? The street or the road was 1way or 2 ways? The type of lines stripped and things like that.

6. How many passengers were there in each vehicle?

Try to make a list of those people that were in each of the car and sketch a description about them in your mind such as their cast, gender, height, physical appearance etc. This would help you in your claim as the insurance companies would investigate each and every thing, so it is better to give them all the details yourself so that they just have to verify and your claim can be granted to you soon.

7. What was the condition of the car after the accident?

Tell your insurance company each and every thing about the condition of the car after the accident in order to give them the whole scenario of the happening.

8. Where to get the car repaired?

If you have a certain shop in mind in order to repair your car, give this information to the insurance company so that they can tell you about any repair program.

9. Write down all the information:

Record all the information that you have gained up till now and place it in a documented form in a safe place. Write down each and everything you notice because this issue might bother you in the long run.

10. Take pictures of the accident after its occurrence:

Don’t be indecisive in keeping the pictures as a proof. Take the pictures of the site and keep them with you in order to provide the insurance company and police with the proof if they ask for.